Buying a residential or Commercial property now comes with easy home loans offered by various Banks and Financial Institutions. While rates may vary the criteria remains more or less same. We give below the Eligibility criteria as followed by the Banks/ FIs

Unique Builders Commercial and Residential projects are approved by a host of Banks and Finance Institutions:
HDFC BANK
AXIS BANK
PUNJAB NATIONAL BANK
STATE BANK OF INDIA
LIC HOUSING FINANCE LTD
ICICI BANK
BANK OF BARODA
IDBI BANK


Following catgories are eligible to apply for Home Loan:

• Salaried individuals
• Self employed professionals/businessmen
• NRIs
Income of spouse/parents/children as co-applicant can be added if you require higher eligibility subject to maximum of three

FOR ANY FURTHER ASSISTANCE PLEASE CONTACT OUR OUR HELP DESK

Documents required from resident Indians

Salaried Customers

Application form with photograph
Identity and Residence Proof
Latest Salary-slip ( For employed)
Education Qualifications Certificate. -
Form 16 for last three years
Last six months bank statement
Processing fee cheque


Self Employed Professionals

Application form & photograph
Identity & Residence proof
Form 16 Last 3 years Income Tax returns (self and business)Business profile
Last 6 months bank statements
Processing fee cheque

Self employed Businessman

Application Form & photograph
Last 3 years Profit /Loss and Balance Sheet
Last 3 years Income Tax returns (self and business)
Last 3 years Profit /Loss and Balance Sheet
Last 6 months bank statements (self and business)
Processing fee cheque


NRI Customers

Application form with photograph
Photocopy of the Employment Contract or Labour Contract and English translation countersigned by your employer
Latest salary certificate (in English) specifying the following:
Name (as it appears in the passport)
Date of joining
Passport Number
Designation
Perquisites and salary
Photocopy of Identity card / Labour card
Photocopy of latest work permit
Photocopy of valid resident visa stamped on the passport
Overseas Bank Account and NRE/NRO statement for the last six months.
Continuous Discharge Certificate (CDC)- if applicable
Latest Credit Bureau Report [Applicable to customers residing in countries where Credit Bureaus exists. eg. USA, UK etc.]
Property related documents
Processing fee cheque